VA Loan Products

Veteran borrowers can take advantage of special purchase and refinance options. 100% financing and zero down payment.

VA PURCHASE and CASH-OUT

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  • No down payment

  • Manual underwriting Eligible

  • Manufactured Homes Eligible

  • FICOS from 580 for Purchase up to $1M to 100% LTV/CLTV, DTI subject to AUS

  • FICOS from 700 for Purchase over $1M to $2M to 100% LTV/CLTV, max DTI 45%

  • FICOS from 620 for Cash-Out to $1M up to 90% LTV, DTI subject to AUS

  • FICOS from 700 for Cash-Out to $1.5M up to 90% LTV, max DTI 45%

VA irrrl

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  • Loan amounts to $1M

  • FICOs from 580 up to 115% LTV/CLTV

  • Finance all closing costs, except discount points

  • No income or asset verification

  • Up to 36 month recoupment permitted

  • Mortgage only Credit Report accepted

  • Manufactured Homes Eligible

VA FREQUENTLY ASKED QUESTIONS

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